Budgets are hard. Saving is hard. I’m giving you a bunch of painless ways to improve your bottom line without even that much effort. This is the year you rock your financials! Let’s get to it.
Please note: This post is sponsored by Xfinity. Find out how much you could save with Xfinity Mobile.
1: Already have Xfinity Internet? Make Xfinity Mobile your phone’s new best friend.
You can get up to five lines of unlimited nationwide talk and text included with your Xfinity Internet at no extra cost, so all you pay for is data (say bye bye to separate line fees). Choosing how you pay for data is also easy — choose by the Gig or Unlimited. It also provides access to 18 million XFINITY WiFi hotspots so you have access almost everywhere you go. Save even more and bring your own iPhone to Xfinity Mobile, too. Don’t forget to check out the Xfinity online savings calculator to find out what your bill might look like and compare it to other carriers before you switch.
2: Upgrade your device only when you NEED to and do your RESEARCH first.
Impulse shopping is one of the best ways to break your budget. Don’t upgrade if everything is working fine. I know it is so hard to not have the latest and greatest. If you must upgrade, then do your research first. Read the reviews, sell back your old devices and make an informed decision with your bottom line in mind. And for goodness sakes people, if you buy an iPhone, spring for the Apple Care. It’s the only extended warranty I ever buy and it’s always worth it.
3: Go the online banking route.
With Chime you’ll save on ridiculous bank fees. On top of that, if you sign up for direct deposit, you’ll have your paycheck 2 days sooner than your co-workers. Best of all, Chime rounds up every purchase you make and deposits it into a savings account for you. I love how it helps you know exactly where you stand with daily balance notifications. Additionally, the instant transaction alerts give me peace of mind so I don’t have to worry that unauthorized people are using my account. If you make tons of cash deposits you might want to check out other options, although there are ways to do it with Chime.
4: Save on what you need so you can buy what you want!
Groceries are always a budget booster. Before you head to the store check out MyGroceryDeals.com. Every sale in one place and it’s personalized to your location. You can thank me later.
5: Watch your bills. I mean like really check out all the charges.
In the days of paperless bills, it’s easy for companies to slip in a charge here or there that you forgot about or really didn’t even remember agreeing to. If you need to call customer service or negotiate a new agreement GetHuman.com will give you the DL on getting the right person on the phone faster.
6: Learn how to invest the easy way.
It’s amazing how fast a little money can grow. Two of my favorite investing apps are Acorns and Stash! These micro-investing apps might even inspire you to get saving more! Be sure to check them out for yourself. Now your time spent staring at your phone screen can make you money!
7: Female entrepreneur? AI is the next big thing and making more money will always help your bottom line.
Get connected to Hello Alice for the boost your business needs. Her artificial intelligence platform tips will give you a step ahead in growing your company. There’s guides, templates and tools that will blow your mind and it’s free to join.
What are some ways you save? Tell us in the comments!
Disclosure: This post sponsored by Xfinity. Find out how much you could save with Xfinity Mobile. My thoughts are my own.